I am currently working on automating more of my finances. Stay tuned!!

Job...Money

I am working on updating my resume with the help of a friend. It's time to look for a new job. There are layoffs coming at work, it's not if just a matter of when. Management is looking into alternate sources of funding, but usually this just prolongs the inevitable.

In December I started putting aside a few dollars from the part-time gig. I checked the account today and I have $350, this is after U took a few weeks off and skipped a few paychecks.

Automatic savings directly from your check is the shiznit!!!! This was sooo easy. Now if only the day job would let me split up my paycheck. Mmmhhhmmmm gonna set up auto transfer from checking to savings instead of me having to do it. Am hooked.

Paying yourself first is easy, but paying yourself first with automatic savings is so easy even a cave man can do it. LOL

What blogging has done for me financially...

Gave me the opportunity to openly talk about money openly. I don't do that in real life.

Keeps me accountable.

Taught me to pay myself first. Or should I say I knew that before but blogging kept me honest.

I learn something new everyday from other bloggers.

Since I began blogging:
I've paid down a substantial amount of credit card debt, bought a condo, prioritize my bills properly, contribute more to my retirement account and above all......I got more peace of mind where my finances are concerned.

I am no longer living paycheck to paycheck.

Does anyone still use a check register?

I do.

Took a few weeks off from the part-time gig for personal reasons. I am happy to say I didn't suffer financially.

I am a slacker on my taxes, didn't get to them last week as planned. The goal is to send them out before Friday.

A family member called this evening to borrow money. No more lending money to anyone. NO NO and NO.

Updates

Almost done with my taxes, will be mailing them out on Monday.

Moved into my new place in December.

I owe less than $3,000 on my car. It will be good to get of a monthly drain on my cash flow.

One of my student loans has a $595 balance. I was going to pay it off a few weeks ago but I decided not too. It will have to wait until I get my refund.

I'm Back

Alot has taken placed since I last blogged back in November. Time to get back to blogging. This is like my financial diary so I need to keep it updated. Now that I have internet access at home again outside of my blackberry I will be blogging a few times per week.

2010

2009 was a better year than 2008. May the good run continue in 2010. I will continue to practice the things I've learned, and improve on the ones that are still lacking.

Random Rants

My neighbors are having a very loud thanksgiving dinner. I am giving them till 10 pm to shut the hell up.

I had to work today, there were lots of people out shopping on Thanksgiving.

Some people lie to damn much, just lie for no reason. Don't worry it will all come to light.

I love my family, but I don't love being around them. Is that a bad thing?

I was told I enjoy my own company too much. Does that make me anti-social.

If you baby's father is not paying child support, then take him to court. Do I look like the bank? I am working two jobs, maybe you should too.

I think it may be time to give up the part-time gig. I'm still thinking about it.

I'm still waiting on final approval on my new place.

Here are a few details:

It is two bedrooms instead of my current one.

No more stairs.

Washer and dryer inside....no more going to the laundromat.

Dishwasher.....nice

15 minutes off my commute.

Am back...updates

It's been a while since I've blogged. Life has been busy, busy, busy.

New Tires $320 - cash. It's sure feels good using those green backs.

My lease ends in a few weeks and I will not be renewing. I am working on moving as we speak. Details to follow.

I managed to save over 10K for the year. It feels soooo good. How did I do it? I saved all the money from the part-time gig. Also, I received 2 raises for the year, and I saved those also.

Recent Financial Updates

My car has to get new tires ASAP.

I have to move out of my current apartment within the next two to three months.

I just received a very nice raise.

The part-time gig is still around.

Finally managed to lower my cellphone bill.

Changes in banking are coming up soon.

WellsFargo is following Chase and Bank of America

New Retail Shopping Habits

Based on my own personal observations at the part-time gig, it will be very difficult for retailers to get consumers to pay full price again. I've seen countless customers disappointed when the clearance item does not have an additional discount. They balk at retail prices that have no promotional sales. Bad habits, or in this case good habits (saving) will be hard to break.

CNNMoney.com has an article on ways to cut spending by $500 per month.

Savings, savings, savings

I've been saving alot of money lately. It is for a specific goal. I will reveal more later.

Every thing is on the rise

The sales tax in NYC just went up.

The subway fare went up.

My health insurance payment went up.

My car needs tires.

My rent will go up 3 or 4% in November.

The only bright light is my salary goes up 4% this month, and even that doesn't cover the other increases.

All quiet on the financial front. I am still saving a little at a time.

Husbands to be on Bridezilla

Da hell they find these men from without backbones. Geeessshhhhh!!

These women have no class whatsoever.