The recession has hit me hard

Paycheck from the part-time job is down about 70%. I am still hanging in there till the spring to see if it improves.

I am coping by eating breakfast and lunch at home, driving less and forgoing non essential purchases.

Shares of J Crew up 10%

I need to start a clothing line and have the Obamas wear something. Interestingly enough the J Crew website is having hiccups. I went on there tonight out of curiosity (not buying anything).

Debt Collection Now a WITCH Hunt

NY DailyNews has an article about what I would call new debt collection practices.

The Tax Man Cometh!!!

I did a tax refund estimator on HR Block today, and it's not looking good.

Tomorrow I will be making adjustments at both jobs to make sure this is not repeated next year.