Friday, November 28, 2008

Savings Update Side Bar

The savings bar has been updated. I've finally reached and surpassed my $2,000 mark.


Sunday, November 23, 2008

Gas is $2.29 per gallon in my area

Green Cleaning Products

In an effort to be green, I've started using cleaning products with less chemicals. Starting with my bathroom I am trying out J.R. Watkins Natural Home Care line. It is available at Target. The cleaners are plant based, and the price is comparable to the other cleaners I've bought in the past.

Saturday, November 15, 2008

Lay Off Plan

In the unfortunate even that I am laid off in the future, here are a few things I plan on doing to survive:

Ditch the car. It will be sold to the buyer with the best offer.
This eliminates the car and insurance payments.

Break my lease and stay with a family member. This plan has been talked about with said family member, and I have 6 months rent FREE.

After 6 months and nothings happens, I would have to suck it up and move to Florida to be with mom and dad. (This plan is a last resort, I will be homeless with absolutely no income plan.)

Increase hours at the part-time gig. I would have more time to work extra hours.

Downgrade cellphone to the most basic plan AT&T has.

Place student loans in the back burner until a full time job is in hand.

All of the above will be done while pounding the pavement everyday looking for work.

Saturday, November 08, 2008

New York City Mayor announces layoffs

Mayor Bloomberg this week announced layoffs as part of the plan to balance the budget. I am a tad bit nervous. From what I know it does not affect me, at least not yet. Time to buckle down even more.

I am coming up with a layoff plan.

Anyone has a back up plan in case they are laid off?

Tuesday, November 04, 2008

Cable TV and High Speed Internet ..Gone!!

I called the cable company and disconnected. I thought these were items I could not live without. However, with working two jobs I spend so much time outside as it is. The resulting savings is almost $100 per month. This is nothing to sneeze at.

I am still looking at 'fixed' expenses to see what else I can eliminate or lower.

Sunday, November 02, 2008

The Grinch that stole Christmas???

The economy.

There will be alot less gift giving this year.