Thursday, July 28, 2011

Money and Fitness

I've signed up to work with my trainer again. The package last for 6 months. The money for the trainer needs to come from another area of my cash flow, without messing with my Sallie Mae pay off flow.
Recently made a phonecall to Sallie Mae just to make sure she's doing right with my money.

Thursday, July 14, 2011

I've Been Tagged

I've been tagged by BK over at The Fit Family Lounge and Debt Hater

7 Random things about me:

1. I have a fear of being trapped in an elevator.

2. Mango is my favorite fruit.

3. I've never worn a bikini. My goal is to wear one soon.

4. Exercise is easy. Changing my eating is hard. I love, love, love to eat.

5. Recently went to D.C for the first time.

6. I'm a makeup free girl. Truth is I have no clue what to do with it.

7. My fitness goal is to run a 5K.

Q & A


Favorite Color: Baby blue or grey. It depends on my mood.

Favorite Song: Don't have one.

Favorite Dessert: Red velvet cupcakes, Tres Leche cake.

Biggest Pet Peeve: liars and lazy people.

When you are upset: shut down and cry. This prevents me from punching someone or something.

Favorite Pet: not a pet person

Black or white: what???

Biggest Fear: Being mangled in a car accident

Best Feature: My chocolatey smooth skin

Everyday attitude: Am a moody gemini, so it varies

What is perfection: Me + the homie + the couch and a movie (quality time)

Guilty pleasure: food or otherwise??? That's an entire blogpost by itself.

Saturday, July 09, 2011

No Thank You Chase

I bought my apt in 2009. The mortgage is a 30 year fixed at 5.00% APR. Today I received a call from Chase Bank asking me to come in to talk about my options. What options???? huh??? Bye?? Not interested. Refinancing isn't something I'm looking to do right now. My financial focus is Sallie Mae and my cc. More so, Sallie Mae. After that my focus will be maxing out my IRA and putting more into my pension.

Updates

Operation pay off Sallie Mae is still on target. The checks are going out on a weekly basis. I keep following up to make sure the payments are posted properly.

I've been exercising. Zumba, Jazzercise and West African dance. The great thing is these classes are not costing me too much out of pocket. Jazzercise was courtesy of BK over at The Fit Family Lounge.

My electric and gas bill is down by over 60%. Why the drastic drop you ask? Winter is over, my nieces are in Florida and the AC hasn't been on too often. Energy and dollars saving all around.

There are still a few projects to do around my apt: paint, buy more furniture, plants, flowers etc. These will be done in stages.