I've decided that $6,000 emergency fund is enough. I will not add any more cash to my savings account for the rest of 2011. Why???? I am sick and tired of Sallie Mae. She has been on my back since sophomore year of college. That was quite a few years back. The monthly statement emails are annoying as heck. I don't like being annoyed.
My new focus will be to pay off Sallie Mae before the end of the year. This will require a payment of approximately $650 per month. Everyone else will be getting the minimum until I get rid of her. Sallie Mae is not my highest debt, it's not even the debt with the highest interest rate. However, it is the debt that bothers me the most. This decision is purely a psychological one. Financially it would make more sense to pay off one of the cc. Personal finance is just that 'personal'.