Random Thoughts

A coupon to a store is not a license to shop.

I am me. I may not be the most stylish or flashy. So, your flashy-brand-name-wearing-no-pot-to-piss-in-behind need to just get over it.

Stop complaining. Get a solution.

I have decided that my ultimate goal is to pay my car off this year. Had a lightbulb moment and realize this would be quite an accomplishment.

The price of gas no longer gives me the hives. Public transit all the way. Now if only I can get the people who take NY subway to be a better judge of size. Your size 12 behind cannot fit in the seat a size 2 just deserted.

Taking care of my own hair is not as bad as I thought. Plus it is a whole lot cheaper.

I was watching CBS News Sunday Morning

Random facts I learned from this morning's show:

Musician Kenny G majored in accounting in college. He also asks the right accounting questions before decided to go on a tour. He was one of the initial investors in Starbucks.

Suzie Orman says we should not buy more than we need, which is why she only has one pair of earrings.

One million dollars in hundreds is about a nice 22 lb package.

Paper money is not paper, but cotton and linen.

Bill Gates and Warren Buffet plays bridge. I wonder if playing bridge will make me rich.

OH and some fool, sorry I mean entrepreneur is selling plots of land on the moon. Is that an oxymoron?? Plots of land on the moon?? Da hell!! I wonder if I can get a mortgage to finance that. The deed is called a Lunar Deed. There are people out there who are buying it. $19.99 and a part of the moon can be yours. LMAOOOOOOO

Increase in credit card offers

Ever since I consolidated my credit card debt the number of credit card offers have increased drastically. Before the consolidation I almost never got any offers....this week alone I received four....yes 4. Straight to the shredder I go. Now I see how easy it is to get into the cycle of credit card debt over and over again.

Well, credit card companies TBB is not playing around. She is paying down the debt consolidation loan through payroll deductions. So go away and leave her alone.

Did anyone catch the Oprah Winfrey Show last night?

This show was soooo sad. There was a lady who was deep in debt after her husband died. He committed suicide and left her with thousands of dollars in credit card debt, a huge mortgage and no job.

I missed the first few minutes of the show. However, that was the gist of what I got.

Bottom line: Ladies there is no knight in shining armour who will take care of you forever. Even if you are a stay at home mom, make sure you are in th loop where finances are concerned. Know where all the financial documents are, know how much money is coming in and going out. This information is crucial.

Additional information on the show is available at Oprah.com.

Has the 'recession' hit home?

It has for me. Sales are down at the part-time gig which means hours are also down. This decrease my bottom line (a.k.a) paycheck every two weeks. I am learning to adjust by making sure I keep my variable expenses as low as possible. My budget is tight and every dollar is needed. This means any reduction is felt.

Has the 'recession' being to touch anyone else?

I am actually looking forward to those $600 - $1,200 rebate checks. Hopefully, consumers will decide to spend a portion of it.

A raise is on its way

A raise was just approved for a little over 6.5%. Now lets see how much Uncle Sam and his munchkins gonna take before I can see my share.