Financial Changes

A new gym membership which costs $10 per month with an annual fee of $29 starting October 2011.

Currently job searching in hopes of getting a minimum 15 - 20% raise.

I've been eating out lunch and breakfast almost everyday. For November my goal is to limit that to once or twice per week max. This is not good for my wallet or waist line.

Recently upgraded my Chase checking account. It now comes with perks such as free money orders, gift cards, a safe deposit box etc.

This will be my second winter in the new condo. I'm hoping to get a better handle on my electical and gas bill this year.

Decorating

My 2 bedroom condo looks a little bland. In the next few months I'll be doing some painting and other things to personalize it and make it my own. My budget is $1,500 and not a penny over. This includes the cost of supplies and labor (if I need to hired help). I am excited and looking forward to my first major decorating project.

Family Issues

Family is family. My family is dysfunctional. I am single with no kids of my own so everyone thinks I am Mrs. MoneyBags. My two nieces currently reside with me. This has caused quite a few headaches in the past few months. Non of these headaches have anything to do with the kids themselves. However, it is other family members who are giving me grief. Everyone as something to say about the kids. It all boils down to money. One of the main problems is that they assume I will get a hefty refund when I file my taxes. Guess we'll have to wait and see.