The total payments on one credit card with the highest balance for January was $700. Wow!! This more motivation for me to become debt free. This $700 is money that I could put to work for me in retirement, down payment on a home or saving for a fully funded emergency fund. This aggressive payment schedule is definitely an eye opener. Debt has the potential to really cripple a person and rob them of their future.
My new motto: Do whatever needs to be done to become debt free.