I am not a people person.........

for this reason, the part-time gig is wearing on me. I do not like people in my face asking dumb questions, I do not like people in my face period. I do not like screaming children. I do not like messy customers.

Random Observations of Consumer Behavior

The part-time gig has given me insight into 'consumer behavior'.

Disclaimer: The following are my random observations of consumers at the part-time gig, and the mall as a whole. These are my personal opinions, am no professional.

1. In this day of identity theft, I find it mind boggling that there are people who still carry around way too much information in their wallets. This week a lady proceeded to write a check, when I asked for ID and she pulled out her license, out falls her SS card. She is the perfect 'victim' for identity theft.

2. Children, a.k.a crumb snatchers, a.k.a expensive loud things, have a lot of influence over what their parents buy.

3. Women tend to be more impulsive than men. Most men who come into the store come for a specific item or items, and they are done. Women browse and buy lots of unwanted stuff. How do I know they are unwanted? Well because they return them a few days or in some cases a few hours later.

4. There are people walking around with multiple credit cards that decline. Why? Am not sure. The first one declines they just keep pulling them out until one approves the purchase.

5. Shopping is a sport for some women......they actually do it in groups. wow.

How not to buy a car!! This guy is stupid!!

This guy decides to trade in 'his' vehicle towards the 'purchase' of another one. Talk about being stupid.

Kids please don't try this at home.

Great weather means $$$$$$

There is something about great weather that makes some people spend money. There are more parties to attend, and even more excuses to go out.

A friend just invited me to her little sister's birthday party. I only met the little sister twice, she is five, I do not particularly like little kids unless they happen to be one of my nieces and nephews or a little cousin. Should I attend this party? I will probably attend, but then it means a gift. aaarrrgggghhh

There is a birthday party for a one year old. This is easy since gifts for little toddlers can be had for cheap.

Why do people invite their single friends to their kids birthday party. I hope I do not get sick since most kids are little germ magnets. I hope no one spills a drink on me. I hope I do not get knocked over by a 5 year old running at 20 miles per hour...LOL.

Why do I think this post makes me sounds like an evil childless kid hater.....LOL.

E-fund update and the sin I committed

Look to the side bar and notice the e-fund is at $327.00. I used the excess money to pay down a cc. I know it goes against conventional wisdom (forgive me for I have sinned) but here is my argument. The e-fund had gone past my original goal of $1,000. The cc that I paid down now has a balance of less that $1,000.

The e-fund will get a deposit of $100 tomorrow and one next Wednesday. I will update it then to show the balance of $527.

* The e-fund does not include my CD of $400.* The CD is not included in my calculation of the e-fund because the money is tied up and is not readily accessible.

My 403b.....

stands at a whopping $5,900.00.

I am so proud of this amount am grinning from ear to ear. This is quite an accomplishment at 26, granted a lot of young people my age do not contribute to one. I will do a happy dance when I get to $10,000 which am hoping will be done by the end of 2007.

Turbo Tax troubles

OK OK OK.... I know I should not have waited till the last minute but WTF? I log in today to check the status of my returns that I e-filed yesterday and these bastards tell me that I did not e-file. Huh???? It is the 18th..... I had until midnight the 17th and I transmitted before 5pm, WTF you mean I did not e-file? Come again?

Somebody is gonna have to answer a lot of questions if I get in anymore trouble with the tax 'authorities'. It is bad enough that I owe and had the nerve to send the return in without the money? LOL now this. I do not need anymore problems Turbo Tax. I got enough problems of my own as it is.

The damage is done.......

I owe uncle Sam 600+ and his bastard state child 1,000+. Why punish me because I have no crumb snatchers and cannot afford to buy property. Somethings got to give. I need to get it together so I can buy a shack with a shingle before the year is over, cuz having a crumb snatcher is not an option.

I am working on my taxes tonight. I will update on the 'damage' when am done.

Am less stressed

The part-time gig and the regular job allows me to have a weekly paycheck (well more like every 6 days). This has lowered my stress level. I am managing my money better, and my credit cards now have two payments per billing cycle. Yippppppeeeeeee

Blogger Problem????

For the past few weeks I have not been able to read quite a few blogs that I used to read. Blogger gives me a message that the blog is to invited readers only, not sure if this is a blogger problem or a new feature?

If this is a new feature then how does one get 'invited'?

Random, random, random.....

1. When you come shopping with $50 do not pick up $100 worth of clothes and come to the cash register. I do not have time to wait while you decide which top you really want, and please do not ask me if I think it is cute. Damn woman you are 40 something of a different persuasion what makes you think we like the same things. Arrrrrgggggghhhhhhh.

2. What is taking these people so long to send me my damn pay off letter. I want it and I want it now, and now.

3. Money really can't buy class.

4. Screaming kids give me a headache. Pay some attention to the damn rug rat in the stroller. He has been screaming at the top of his lungs for 5 minutes woman. I came here to work not to listen to your damn child scream and scream. You have the nerve to be on the phone totally oblivious to the screaming. WTH!!!!!!!

5. Why are you at the mall at 10 am waiting for the doors to open?

6. I asked for an oil change. Why the hell you asking me if I want some other damn package? Oil change you arseeee, and only and oil change. Do one additional thing to my car and we will have a problem.

7. Are you retarded? An almost two year old car only has 300.8 miles. You fuggin arse, it says trip B. Duhhhhhhh! Damn and you said the numbers wrong, doesn't the decimal point mean anything to you. Damn and am paying you to work on my car. There is something wrong with this picture.

Slow and steady wins the race.

I went shopping today and it felt gooooooood. The cash was set aside before so I did not use credit cards.
There is a light at the end of the tunnel.

Just some random stuff

1. The hours at the part-time job has increased, so the posting will be spotty at best.

2. My car needs maintenance so I need to assess the cash flow.

3. A pay-off letter should be in the mail from my student loan company. Even though I consolidated I have small unsubsidized loans that I allocate money to. One of those loans was paid off a few days ago, I am waiting on the pay off letter.

4. My renter's insurance bill came in the mail right after my car insurance. I need to assess what my cash flow will look like in the next few days.

5. Anyone else notice how the price of gas has been creeping up slowly? I noticed.

6. I am still waiting on my passport. They need to hurry up. I won't start getting nervous until the end of April.