Look to the side bar and notice the e-fund is at $327.00. I used the excess money to pay down a cc. I know it goes against conventional wisdom (forgive me for I have sinned) but here is my argument. The e-fund had gone past my original goal of $1,000. The cc that I paid down now has a balance of less that $1,000.
The e-fund will get a deposit of $100 tomorrow and one next Wednesday. I will update it then to show the balance of $527.
* The e-fund does not include my CD of $400.* The CD is not included in my calculation of the e-fund because the money is tied up and is not readily accessible.