One of my credit card now has less than a $900 balance. This should be paid off by the end of September. This is a credit card that will remain open and in the under wear drawer (lol).
My student loan payments are still on track especially Sallie Mae. The principal is going down each month. There is a federal student loan that I would like to get rid of before the end of the year. The balance is a little under $2,000.
Since I tend to have financial ADD am trying really hard to make these two my projects so that I can make some real progress. I realize that in the past not focusing and having a plan is one of the reasons am broke. I would save money and immediately use it, because as I saw it I had a job so could save it again. Bad, bad thinking. I am working on changing all that.
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6 comments:
Is the credit card and student loan your only debts? If so, you do not have much to worry about
That's great progress, keep up the good work! Kick that debt's @rse!
Money monk I wish I can say that was my only debt, got lots more. I am just focussing on those two, while paying more than the minimum on the others.
Ms. Miniducky I want to get rid of it soooo bad.
i understand focusing on a target. i'm focusing old credit card debt, even though i have other debt, because i can actually pay it in the foreseeable future.
I find it easier to focus on one thing at a time as well.
LOL @ financial ADD. Girl me and you both. I have to FORCE myself to stay focused. It's a struggle.
So you're going to nix about $3k before the end of the year? Impressive!
Girl...you need to teach me a few tips for getting my credit in order.
I wish I could say something even remotely close but um....NOT.
LOL @ "I tend to have financial ADD". If that's all you have and you're making payments I wonder what one would call what I have.
Hmmm...
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